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What is Klarna?

Leather & Down is pleased to partner with Klarna, a leading payment provider, to offer you greater flexibility and convenience when shopping with us. Klarna allows you to pay in a way that suits you best, whether through interest-free financing or by splitting your payments.

Why Choose Klarna?

No Interest

Enjoy interest-free payments on select plans.

Automatic Payments

Hassle-free payments are made automatically.

Safe & Simple

Klarna offers a secure and smooth payment experience.

Flexible Payment Options with Klarna

Select Klarna at Checkout

Add your desired items to your basket and select Klarna as your payment method at checkout.

Complete the Klarna Form

Provide a few personal details to confirm your eligibility. It’s quick, secure, and you'll know immediately if you're approved.

Enjoy Your Purchase

Once approved, your order will be processed, and Klarna will send you a confirmation email along with payment reminders. You can manage your payments through the Klarna app.

Why Customers Love Klarna

Klarna made it easy to afford big purchases with flexible payment options.

Klarna made it easy to afford big purchases with flexible payment options.

Klarna made it easy to afford big purchases with flexible payment options.

Klarna made it easy to afford big purchases with flexible payment options.

Frequently Asked Questions

How do Klarna’s payment options work?
    • Financing: Klarna offers credit plans that let you spread payments over 6, 12, or 18 months with 0% APR.
    • 6 months for orders £250 or more.
    • 12 months for orders £500 or more.
    • 18 months for orders £1,200 or more.
    • Pay in 3: Split your purchase into three equal payments. The first installment is collected at checkout, and the following two payments are automatically charged 30 and 60 days later, interest-free.
Who is eligible for Klarna?
    • Financing: Available to UK residents aged 18 and over, subject to a credit check and review of your financial circumstances.
    • Pay in 3: Available to customers aged 18 and over, also subject to a review of your financial status.
Why might my Klarna application be declined?

Klarna’s approval process considers multiple factors, such as the information you provide, the size of your order, and your previous payment history. For specific questions regarding a declined application, please contact Klarna directly.

Can I pay off my Klarna balance early?

Absolutely! Simply log in to your Klarna account, go to your order page, and choose 'Pay off early.' You can also manage your payments via the Klarna app.

What details do I need when using Klarna?
    • Financing: Provide your name, billing address, email, phone number, employment details, and bank information.
    • Pay in 3: Supply your mobile number, email, current billing address, and a valid debit/credit card.
Will I be charged interest on my Klarna Financing plan?

No, all Financing options at Leather & Down through Klarna come with 0% APR. Your payments are automatically collected via Direct Debit, so ensure you have sufficient funds in your account.

What if I need to return an item?
    • Financing: Initiate your return through Leather & Down as usual. Once processed, Klarna will adjust your Financing Plan and refund any due amounts within five business days.
    • Pay in 3: Start the return process with Leather & Down After the return is processed, Klarna will refund any payments made and adjust future payments accordingly.
What happens if I miss a payment?
    • Financing: Payments must be made by the due date. Late or missed payments may affect your credit score. Contact Klarna’s customer service if you’re having trouble making payments
    • Pay in 3: Payments are automatically charged to your card or account. Klarna will send reminders, but missed payments may incur late fees.

Need more information?

Leather & Down is pleased to partner with Klarna, a leading payment provider, to offer you greater flexibility and convenience when shopping with us. Klarna allows you to pay in a way that suits you best, whether through interest-free financing or by splitting your payments.

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